Which statement is true about ICA Agents?

Which statement is true about ICA Agents?

• A. Have no agent manager support
• B. Sell multiple carriers
• C. Are employees of UHC
• D. Sell only UHC M&R products

Answer: (D)

ICA Agents are independent contractor representatives who market UnitedHealthcare’s Medicare & Retirement products. They’re not UHC employees; they operate under a contract and are typically paid by commissions. Because their role is to represent a single issuer’s M&R line, they focus on selling UHC M&R products and do not carry or market products from other carriers. That makes selling only UHC M&R products the true statement. The other options don’t fit because ICA Agents usually have support from a manager or field team, they are not employed by UHC, and they don’t sell products from multiple carriers.

ICA Agents are independent contractor representatives who market UnitedHealthcare’s Medicare & Retirement products. They’re not UHC employees; they operate under a contract and are typically paid by commissions. Because their role is to represent a single issuer’s M&R line, they focus on selling UHC M&R products and do not carry or market products from other carriers. That makes selling only UHC M&R products the true statement. The other options don’t fit because ICA Agents usually have support from a manager or field team, they are not employed by UHC, and they don’t sell products from multiple carriers.