Which statement best describes premium-free Part A eligibility in relation to disability or ESRD?

Which statement best describes premium-free Part A eligibility in relation to disability or ESRD?

• A. Disability or ESRD cannot qualify for premium-free Part A.
• B. Only age 65 and older qualify for premium-free Part A.
• C. Disability or ESRD may also qualify.
• D. Employment by the government is required.

Answer: (C)

Premium-free Part A isn’t limited to people who are 65 or older. In addition to age, certain life events can make Part A premium-free. If a person has a qualifying disability and has been paid Social Security Disability Insurance for at least 24 months, they become eligible for premium-free Part A. Additionally, people with End-Stage Renal Disease who become eligible for Medicare due to dialysis or a kidney transplant qualify for premium-free Part A, regardless of their work history. So disability or ESRD may also qualify for premium-free Part A, which is why that statement is the best description. It’s not true that disability/ESRD cannot qualify, nor that only age 65+ qualify, and there isn’t a government-employment requirement for premium-free Part A.

Premium-free Part A isn’t limited to people who are 65 or older. In addition to age, certain life events can make Part A premium-free. If a person has a qualifying disability and has been paid Social Security Disability Insurance for at least 24 months, they become eligible for premium-free Part A. Additionally, people with End-Stage Renal Disease who become eligible for Medicare due to dialysis or a kidney transplant qualify for premium-free Part A, regardless of their work history. So disability or ESRD may also qualify for premium-free Part A, which is why that statement is the best description. It’s not true that disability/ESRD cannot qualify, nor that only age 65+ qualify, and there isn’t a government-employment requirement for premium-free Part A.