Which statement accurately describes Medicare Part C?

Which statement accurately describes Medicare Part C?

• A. Part C is Medicare Advantage
• B. Part C is private insurance not offered through Medicare
• C. Part C covers only hospital care
• D. Part C is another term for Part D

Answer: (B)

Medicare Part C refers to Medicare Advantage plans. These are plans offered by private companies that work with Medicare to provide at least the same medical coverage as Original Medicare (Parts A and B) and often include extra benefits. Because they are approved by Medicare, they are not private insurance outside the program; they are alternative ways to receive Medicare benefits within the Medicare system. Part C plans typically cover hospital and medical services, and many include prescription drug coverage (Part D) as part of the plan, though some plans may offer drug coverage separately. They are not limited to hospital care, and they are not simply an alternate term for Part D.

Medicare Part C refers to Medicare Advantage plans. These are plans offered by private companies that work with Medicare to provide at least the same medical coverage as Original Medicare (Parts A and B) and often include extra benefits. Because they are approved by Medicare, they are not private insurance outside the program; they are alternative ways to receive Medicare benefits within the Medicare system. Part C plans typically cover hospital and medical services, and many include prescription drug coverage (Part D) as part of the plan, though some plans may offer drug coverage separately. They are not limited to hospital care, and they are not simply an alternate term for Part D.