What statement best describes the relationship between Original Medicare and Medigap?

What statement best describes the relationship between Original Medicare and Medigap?

• A. Original Medicare consists of Part A and Part B; Medigap supplements cost-sharing.
• B. Medigap replaces Part A.
• C. Part D covers all medications.
• D. Medicare Advantage plans do not exist.

Answer: (A)

Original Medicare provides hospital and medical coverage through Part A and Part B. Medigap is private supplemental insurance that fills in the cost-sharing that Original Medicare doesn’t fully cover, such as deductibles, copayments, and coinsurance. It doesn’t replace Part A or Part B, and it doesn’t include prescription drug coverage (you’d need a separate Part D plan for drugs). Medicare Advantage (Part C) is a separate option from Original Medicare, not a Medigap plan. So the statement that Original Medicare is Part A and Part B and Medigap supplements cost-sharing best describes how they relate.

Original Medicare provides hospital and medical coverage through Part A and Part B. Medigap is private supplemental insurance that fills in the cost-sharing that Original Medicare doesn’t fully cover, such as deductibles, copayments, and coinsurance. It doesn’t replace Part A or Part B, and it doesn’t include prescription drug coverage (you’d need a separate Part D plan for drugs). Medicare Advantage (Part C) is a separate option from Original Medicare, not a Medigap plan. So the statement that Original Medicare is Part A and Part B and Medigap supplements cost-sharing best describes how they relate.