What is the Part A deductible?

What is the Part A deductible?

• A. A deductible the beneficiary pays for each inpatient hospital stay before Part A benefits apply (per benefit period).
• B. A deductible that applies to all Medicare services each year.
• C. A deductible paid only if you enroll in a Part D plan.
• D. A deductible for outpatient services.

Answer: (A)

The Part A deductible is the amount you pay out of pocket for an inpatient hospital stay before Part A benefits start, and it applies to each benefit period. A benefit period begins the day you’re admitted as an inpatient and ends after you haven’t had inpatient hospital or skilled nursing facility care for 60 consecutive days. For every benefit period, you pay that deductible once, then Medicare covers the rest according to the hospitalization rules (with coinsurance for longer stays). This isn’t a yearly deduction for all services, and it isn’t tied to Part D enrollment. Outpatient services are covered under Part B, not Part A.

The Part A deductible is the amount you pay out of pocket for an inpatient hospital stay before Part A benefits start, and it applies to each benefit period. A benefit period begins the day you’re admitted as an inpatient and ends after you haven’t had inpatient hospital or skilled nursing facility care for 60 consecutive days. For every benefit period, you pay that deductible once, then Medicare covers the rest according to the hospitalization rules (with coinsurance for longer stays). This isn’t a yearly deduction for all services, and it isn’t tied to Part D enrollment. Outpatient services are covered under Part B, not Part A.