What is Plan G?

What is Plan G?

• A. A Medicare Part D prescription drug plan
• B. A Medicare Supplement Plan
• C. A long-term care plan
• D. A Medicare Advantage plan with drug coverage

Answer: (D)

Plan G is a Medicare Supplement (Medigap) plan sold by private insurers to work alongside Original Medicare. It covers most of the costs Original Medicare doesn’t pay, including the parts of hospital and medical costs that you’d otherwise owe, with the key exception that it does not cover the Part B deductible. It also does not include prescription drug coverage, so you’d need a separate Part D plan for drugs. It’s not a Part D drug plan, not a long-term care plan, and not a Medicare Advantage plan with bundled benefits.

Plan G is a Medicare Supplement (Medigap) plan sold by private insurers to work alongside Original Medicare. It covers most of the costs Original Medicare doesn’t pay, including the parts of hospital and medical costs that you’d otherwise owe, with the key exception that it does not cover the Part B deductible. It also does not include prescription drug coverage, so you’d need a separate Part D plan for drugs. It’s not a Part D drug plan, not a long-term care plan, and not a Medicare Advantage plan with bundled benefits.