Do Medicare Supplement plans include prescription drug coverage by default?

Do Medicare Supplement plans include prescription drug coverage by default?

• A. No, there is no drug coverage in the plan; you can enroll in Part D separately.
• B. Yes, all plans include drug coverage.
• C. Only some plans include drug coverage.
• D. Drug coverage is included only for high-income individuals.

Answer: (A)

Medicare Supplement plans are designed to fill gaps in Original Medicare (Part A and Part B) and do not include prescription drug coverage. If you want drug coverage, you enroll in a separate Medicare Part D prescription drug plan. The two types of coverage are distinct by design, so a Medigap policy won’t provide drug benefits on its own.

Medicare Supplement plans are designed to fill gaps in Original Medicare (Part A and Part B) and do not include prescription drug coverage. If you want drug coverage, you enroll in a separate Medicare Part D prescription drug plan. The two types of coverage are distinct by design, so a Medigap policy won’t provide drug benefits on its own.